Universal Property & Casualty Insurance Company

Español (ES) Contact Us Customer Service 1-800-425-9113Local / International 1-954-958-1200

Reinsurance Program

Universal Property & Casualty Insurance Company has a comprehensive reinsurance program in place for the 2017 hurricane season including the following:

  • Catastrophe excess of loss provided by the Florida Hurricane Catastrophe Fund (Mandatory Layer) at the 90% level
  • Catastrophe excess of loss
  • Second, Third and Fourth Event catastrophe excess of loss
  • Reinstatement Premium Protection

2017 Reinsurance Partners

DomesticAM Best RatingS&P Rating
American Agricultural Insurance CompanyA-NR
American Standard Insurance Company of Wisconsin (American Family)ANR
Everest Reinsurance CompanyA+A+
Houston Casualty Company - UK BranchA+AA-
General Reinsurance CorporationA++AA+
Liberty Mutual Insurance CompanyAA
Navigators Insurance CompanyAA+
QBE Reinsurance CorporationAA+
Swiss Reinsurance America CorporationA+AA-
The Cincinnati Insurance CompanyA+A+
Transatlantic Reinsurance CompanyAA+
Bermuda
Allianz Risk Transfer AG, Bermuda BranchA+AA-
* Allied World Assurance Company Ltd.AA
* Arch Reinsurance Ltd.A+A+
Argo Re Ltd.ANR
Ascot Underwriting Bermuda Ltd.AA+
* Aspen Bermuda Ltd.AA
* AXIS Specialty LimitedA+A+
Brit Global Specialty Services (Bermuda) LimitedAA+
* Chubb Tempest ReA++AA
* DaVinci Reinsurance Ltd.AAA-
* Endurance Specialty Insurance Ltd. (SOMPO)AA
* Hannover Re (Bermuda), Ltd.A+AA-
* Hiscox Insurance Company (Bermuda) LimitedAA
Lancashire Ins Co BermudaAA-
MS Amlin AG, Bermuda BranchAA+
* Renaissance Reinsurance, Ltd.A+AA-
* Tokio Millennium AG, Bermuda BranchA++A+
* Validus Reinsurance Ltd.AA+
* XL Bermuda Ltd.AA+
Lloyds of London Syndicates
0382 (HDU) - Hardy Underwriting & OthersAA+
0435 (FDY) - FaradayAA+
0566 (STN) - QBE Reinsurance Lloyd'sAA+
1084 (CSL) - ChaucerAA+
1274 (AUL) - AntaresAA+
1414 (ASC) - Ascot UnderwritingAA+
1458 (RNR) - Renaissance ReAA+
1729 (DUW) - DaleAA+
1856 (ACS) - ArcusAA+
1955 (BAR) - BarbicanAA+
2001 (AML) - MS AmlinAA+
2007 (NVA) - NovaeAA+
2010 (MMX) - CathedralAA+
2014 (ACA) AcapellaAA+
2088 (CRE) - China ReAA+
2357 (ASTA ) - NephilaAA+
2791 (MAP) - MAPAA+
2987 (BRT) - BRITAA+
3000 (MKL) - MarkelAA+
4020 (ARK) - Ark Syndicate ManagementAA+
4444 (CNP) Sompo CanopiusAA+
4472 Liberty Syndicate Management Limited (Paris)AA+
5678 (VSM) - VibeAA+
5886 (WBC) BlenheimAA+
Europe/Asia
China Property & Casualty Reinsurance Company LimitedAA+
Hannover Rueckversicherung AGA+AA-
Taiping Reinsurance Company, Ltd.AA


* Eligible for Reduced Collateral Requirements